1. About This Site

1.1 This site has been created and is maintained by Key Currency Limited, a company registered in England and Wales under Company No. 9603083 and whose registered address is St. Piran House, Truro Technology Park, Truro, TR1 2XN, United Kingdom.

2. Accessing This Site

2.1. We reserve the right to amend or withdraw the services we provide on this site without notice. We will not be liable if for any reason this site is unavailable at any time or for any period.

2.2. From time to time, we may restrict access to some or all parts of the site, for maintenance or security purposes.

2.3. If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We reserve the right to disable any user identification code, at any time, if in our opinion you have failed to comply with any of the provisions of these terms and conditions.

3. Permitted Use

3.1. Subject to clause 3.2, you may print and download extracts from this site for non-commercial use on the following basis:

3.1.1. no documents or related graphics on the site are modified in any way;

3.1.2. no graphics on the site are used separately from accompanying text;

3.1.3. no copyright and trade mark notices are removed.

3.2. You agree not to:

3.2.1. use the site to promote any other business or website;

3.2.2. post external web links or telephone numbers on the site;

3.2.3. use any part of the materials on this site for commercial purposes without obtaining our written permission beforehand;

3.2.4. copy, reproduce, distribute, republish, download, display, post or transmit in any form or by any means any content of this site, except as permitted above.

4. Reliance on information displayed on this site

4.1. The information contained in the material on this site is for information purposes only and does not constitute advice. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any user of this site, or by anyone who may be informed of any of its contents.

4.2. Subject to clause 4.3 and to the extent permitted by law, we hereby expressly exclude:

4.2.1. all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;

4.2.2. any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with use of this site, including without limitation any liability for: loss of income, revenue, profits, contracts or any other form of business including good will and time).

4.3. We do not exclude liability for death or personal injury arising from our negligence nor any other liability which cannot be excluded or limited under applicable law.

4.4. If you think that any of the information posted on this site infringes a copyright, trademark or other right of another party please contact us.

5. Intellectual Property Rights

5.1. Unless otherwise specified, we are the owner or licensee of all intellectual property rights in the site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

5.2. Unless otherwise specified, the authors of the literary and artistic works in the materials contained in the site have asserted their moral right pursuant to Section 77 of the Copyright Designs and Patents Act 1988 to be identified as the author of those works.

6. Data Protection and Privacy

6.1. We process information about you in accordance with our Privacy Policy. By using this site, you consent to such processing and you warrant to the best of your knowledge and belief that all data provided by you is accurate.

6.2. We hold a data protection registration and comply with the Data Protection Act 1998. Our ICO registration number is ZA170052.

7. Validity

7.1 If any term, condition, or provision of these terms and conditions is determined to be unlawful, invalid, void, or for any reason unenforceable, the validity and enforceability of the remaining terms, conditions and provisions shall not in any way be affected or impaired thereby.

8. Entire Agreement

8.1. This Agreement constitutes the entire agreement between you and us concerning the subject matter hereof. All prior agreements, discussions, representations, warranties and covenants are merged herein.

8.2 There are no warranties, representations, covenants or agreements, expressed or implied, between the parties except those expressly set forth in this agreement.

9. Jurisdiction and Applicable Law

9.1. The English courts will have exclusive jurisdiction over any claim arising from, or related to, this site. These terms and conditions are governed by English Law.